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Initial Impressions of the Housing Bill
The real estate and construction industries appear to have barely taken notice of the bill as passed, now after they successfully blocking a proposal in earlier versions of the bill. Social media calls the bill The housing bill nobody’s reading closely. A few economists’ reactions in today’s news coverage: “Will it add up to something?”…
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Constructing an Inflation Playbook
I expect sustained inflation above 2% for the rest of my working life, and I’m planning my own finances accordingly. Federal policymakers will continue to state a 2% goal, but realistic planning means assuming 3–4% average annual cost increases over many years, with occasional spikes in essentials like housing, food, and healthcare. This article is…
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Where’s My Refund?
Tax professionals field more questions about delayed refunds than almost anything else this time of year. This year the delays are worse than usual, driven by a range of factors. Lately I’m averaging about one call per day on the subject, including calls from people who just found my number online and don’t know me…



