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Texas v New Jersey Property Taxes
Texas is the state where the political will to abolish the property tax actually exists, and over the next decade it’s the most likely the first place to test replacing some of that revenue with increased consumption taxes. New Jersey is the opposite. We are deeply locked into a high-property-tax, high-aid hybrid system, and nothing…
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Initial Impressions of the Housing Bill
The real estate and construction industries appear to have barely taken notice of the bill as passed, now after they successfully blocking a proposal in earlier versions of the bill. Social media calls the bill The housing bill nobody’s reading closely. A few economists’ reactions in today’s news coverage: “Will it add up to something?”…
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Constructing an Inflation Playbook
I expect sustained inflation above 2% for the rest of my working life, and I’m planning my own finances accordingly. Federal policymakers will continue to state a 2% goal, but realistic planning means assuming 3–4% average annual cost increases over many years, with occasional spikes in essentials like housing, food, and healthcare. This article is…