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Constructing an Inflation Playbook
I expect sustained inflation above 2% for the rest of my working life, and I’m planning my own finances accordingly. Federal policymakers will continue to state a 2% goal, but realistic planning means assuming 3–4% average annual cost increases over many years, with occasional spikes in essentials like housing, food, and healthcare. This article is…
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Where’s My Refund?
Tax professionals field more questions about delayed refunds than almost anything else this time of year. This year the delays are worse than usual, driven by a range of factors. Lately I’m averaging about one call per day on the subject, including calls from people who just found my number online and don’t know me…
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Legal liability for nonprofit directors in New Jersey
New Jersey’s Charitable Immunity Act shields a nonprofit’s organization and its trustees, directors, officers, and volunteers from negligence liability to people who are beneficiaries of the charity’s work. The statute says no nonprofit organized exclusively for charitable or educational purposes, nor its trustees, directors, officers, or volunteers, is liable in damages to a beneficiary for…



